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Top 10 List for Finding Your Ultimate Dream Home

Top 10 List for Finding Your Ultimate Dream Home

Number 10: Dream on!

What, exactly, is your ultimate dream home? You need to figure out all of your must-haves. Do you have to have a garage? Do you have to have a basement? Do you have to have a pool? Could you settle for a home with a big yard and build the pool later? You need to have a really good grip on your must haves, because they will have a big bearing on your price.

Number 9: Money money money!

Do you have any clue how much home you really can afford ? Have you spoken with a mortgage lender yet? Do you have any money put away in the bank? Do you have a budget set, so that you know where your money is going out to every month? These are honest questions that you’re going to have to deal with to determine how much house you can afford.

Number 8: Location location location!

Okay, you know what state you’d like to live in, you may even know what city you’d like to live in. But do you know the area? Do you know how safe the area is? Do you have any idea of whether it is convenient shopping, public transportation, work, or whatever else you might need? (Aw, come on, don’t even try to tell me the convenience of fast food and restaurants isn’t even a consideration, lol! It was for me, lol!)

Number 7: See here!

So can you see yourself totally living in this place? You think you found THE ONE, but, when you stand in the home with your family, can you actually see or feel yourself living there?? Do you absolutely hate the basement? Is it something that you can easily change? Again, these are questions you need to ask yourself before you take the plunge. If this is going to be your forever home, you need to address these thoughts now with your family.

Number 6. Size MATTERS!

Okay, now honestly, do you have enough room to move around? Do you have children? Will you be possibly having more children? You never know, you might need more bedrooms at some point. If the house is short on bedrooms, you’re gonna need more livable space that you can convert into bedrooms. You need to know if this is a home that you can grow into, or just a temporary 5 to 7 year home that you know you will have to sell to buy something bigger. That can be a headache down the road. Wouldn’t it possibly be better to make sure you have a big enough home now?

Number 5. Work work work?

Okay, how much work will the home need to bring it to where you want it to be? Let’say the entire house is carpeted. You want hardwood. Have you priced out what it will cost to replace all of the carpet? How about the kitchen? The bathrooms? Have you looked into how much it will cost to replace those? Make sure you have those numbers in place so that you can make an educated decision on whether or not to buy that particular home.

Number 4. Get a Home Inspection!

You’ve gone through the house, it’s absolutely gorgeous, not a hair out of place. That’s what you can see. But what about what you can’t see? Super important that you get a home inspection. The home inspector nose to look for certain things that you would never find on your role, unless you’re well-versed in home buying. Foundation issues, roofing issues leakage issues, electrical issues, this is what your home inspector will look for. It is well worth the money for your peace of mind, and keeping your sanity. that $400 that you pay now can potentially save you thousands on issues that you can’t see that will crop up later

Number 3. Permanent Ink?

Now comes the simple question: Is this home permanent? Are you absolutely sure that you have enough space for your growing family? Does everybody have their own space to retreat to within the house? Can you see yourself living here for the rest of your life? As long as you’re sure, take the plunge!

Number 2. Flexibility!

Don’t be impossible to please! If you set the bar too high, you may be in for a disappointment. You want the acreage, the 2 car garage, the basement, the pool AND the shed? And for HOW much? Just be ready for a little compromise. Without having a new construction home built, you may not find all of that in one nice, neat little package. Can you get a pool next year? Can you buy a house with an unfinished basement, and finish it later? Then everybody’shappy!

And the Number 1 Tip… Homework homework homework!!!!!

GET EDUCATED. Learn the home buying process. Find a good Realtor. Get your credit scores up to snuff. Get a good mortgage lender. Find all of your conveniences. Drive the neighborhood at different times of day BEFORE you put in an offer.

~Christine Gerbehy

About the Author: Christine Gerbehy is a Realtor for Berkshire Hathaway Fox & Roach Realtors in Northfield, NJ. and is e-Pro certified. Realtor, writer, blogger, wife, mother and zookeeper, I LOVE what I do. ALL of it. Let me help you to buy or sell your property, ’cause This Mama Sells Real Estate!

Need to see some MLS listings?  You can use mine! Just go to http://www.buynjshorehome.com/ and click on “search homes.”